Rates

Visa® Credit Card

Card Type** APR* for Purchases APR* for Balance Transfers APR* for Cash Advances
Visa® Premier 8.75% 10.25% 10.25%
Visa® Premier Rewards 8.75% 10.25% 10.25%
Visa® Classic 12.00% 13.50% 13.50%
Visa® Credit Builder 15.75% 17.25% 17.25%

*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
** Qualification for Visa® card option is based on member†™s credit and the choice is determined after evaluation of credit and approval of member†™s application. All rates subject to change. Please call the credit union for most current rates.
†Visa Premier with ScoreCard Rewards has an annual fee of $30.00 per year.

New Vehicle Loans

Type APR*
(Borrow up to 120% LTV-Maximum of $50,000)
Terms up to 84 Months (100% Financing) as low as 1.99%††
Terms up to 84 Months (120% Financing) as low as 1.99%††

*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
††Rates are based on a members credit. The rate you qualify for may be higher than the low as rates indicated above.

Used Vehicle Loans

Type APR*
(Borrow up to 100% LTV-Maximum of $50,000)
Terms up to 72 Months (80% Financing as low as 1.99%††
Terms up to 72 Months (100% Financing) as low as 1.99%††

*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
††Rates are based on a members credit. The rate you qualify for may be higher than the low as rates indicated above.

Mortgages

Type Rate APR*
30 Year Fixed Rate 3.250% as low as 3.348%
20 Year Fixed Rate 3.000% as low as 3.134%
15 Year Fixed Rate 2.625% as low as 2.793%

Signature

Type APR*
Borrow up to $30,000 / Terms up to 84 Months as low as 7.74%††

*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
††Rates are based on a members credit. The rate you qualify for may be higher than the low as rates indicated above.

Boats/RV, and Motorcycles

Type APR*
*0 to 72 Months 7.80%
*73 to 144 Months 8.50%
*67 to 72 Months (Minimum Loan Amount - $15,000)
*73 to 144 Months (Minimum Loan Amount - $15,000)
APR = Annual Percentage Rate. Rate is subject to change. The rate stated is the lowest rate offered. Rates above assumed mileage less that 100,000. Maximum LTV is 90%. Annual Percentage Rate (APR) may vary based on creditworthiness, age of vehicle, loan-to-value, mileage and terms of the loan. Not all members will qualify for the lowest rate. Loan payment example: $15,000 for 72 months at a rate of 7.80% . APR is a monthly payment of $261.54. Rate includes a .25% discount for automatic payment from a TCAFCU account.

*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
††Rates are based on a members credit. The rate you qualify for may be higher than the low as rates indicated above.

Debt Consolidation

Type APR*
Borrow up to $30,000 / Terms up to 84 Months as low as 9.74%††

*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
††Rates are based on a members credit. The rate you qualify for may be higher than the low as rates indicated above.

Share Secured

Type APR*
No Limit on Amount / Terms up to 84 Months as low as 3.74%

*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.

Student Loans

Type
Find our partner's fixed rates here: Sallie Mae Student Loans

Overdraft Protection

Type APR*
Maximum Line of $5,000 as low as 10.25%††

*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
††Rates are based on a members credit. The rate you qualify for may be higher than the low as rates indicated above.

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