Rates
| Card Type** | APR* for Purchases | APR* for Balance Transfers | APR* for Cash Advances |
|---|---|---|---|
| Visa® Premier | 8.75% | 10.25% | 10.25% |
| Visa® Premier Rewards | 8.75% | 10.25% | 10.25% |
| Visa® Classic | 12.00% | 13.50% | 13.50% |
| Visa® Credit Builder | 15.75% | 17.25% | 17.25% |
*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
** Qualification for Visa® card option is based on member†™s credit and the choice is determined after evaluation of credit and approval of member†™s application. All rates subject to change. Please call the credit union for most current rates.
†Visa Premier with ScoreCard Rewards has an annual fee of $30.00 per year.
| Type | APR* |
|---|---|
| (Borrow up to 120% LTV-Maximum of $50,000) | |
| Terms up to 84 Months (100% Financing) | as low as 4.24% |
| Terms up to 84 Months (120% Financing) | as low as 4.24% |
*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
††Rates are based on a members credit. The rate you qualify for may be higher than the low as rates indicated above.
| Type | APR* |
|---|---|
| (Borrow up to 100% LTV-Maximum of $50,000) | |
| Terms up to 72 Months (80% Financing | as low as 5.24% |
| Terms up to 72 Months (100% Financing) | as low as 5.24% |
*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
††Rates are based on a members credit. The rate you qualify for may be higher than the low as rates indicated above.
| Type | Rate | APR* |
|---|---|---|
| 30 Year Fixed Rate | 3.250% | as low as 3.348% |
| 20 Year Fixed Rate | 3.000% | as low as 3.134% |
| 15 Year Fixed Rate | 2.625% | as low as 2.793% |
| Type | APR* |
|---|---|
| Borrow up to $30,000 / Terms up to 84 Months | as low as 9.24% |
*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
††Rates are based on a members credit. The rate you qualify for may be higher than the low as rates indicated above.
| Type | APR* |
|---|---|
| *0 to 72 Months | 7.80% |
| *73 to 144 Months | 8.50% |
|
*67 to 72 Months (Minimum Loan Amount - $15,000) *73 to 144 Months (Minimum Loan Amount - $15,000) |
|
| APR = Annual Percentage Rate. Rate is subject to change. The rate stated is the lowest rate offered. Rates above assumed mileage less that 100,000. Maximum LTV is 90%. Annual Percentage Rate (APR) may vary based on creditworthiness, age of vehicle, loan-to-value, mileage and terms of the loan. Not all members will qualify for the lowest rate. Loan payment example: $15,000 for 72 months at a rate of 7.80% . APR is a monthly payment of $261.54. Rate includes a .25% discount for automatic payment from a EGEFCU account. |
*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
††Rates are based on a members credit. The rate you qualify for may be higher than the low as rates indicated above.
| Type | APR* |
|---|---|
| Borrow up to $30,000 / Terms up to 84 Months | as low as 10.99%†† |
*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
††Rates are based on a members credit. The rate you qualify for may be higher than the low as rates indicated above.
| Type | |
|---|---|
| Find our partner's fixed rates here: Sallie Mae Student Loans |
| Type | APR* |
|---|---|
| Maximum Line of $5,000 | as low as 10.25%†† |
*APR Indicates Annual Percentage Rate. APY Indicates Annual Percentage Yield. All rates are subject to change.
††Rates are based on a members credit. The rate you qualify for may be higher than the low as rates indicated above.
