Debt Consolidation

Do you have credit card or other debt you’d like to eliminate? At E&G, combine these debts into one low monthly payment.

With our affordable solutions, you can consolidate high-rate loans, pay off credit cards or wipe clean unwanted bills. You’ll feel good knowing you’re paying down debt in a manageable, responsible way!

  • Save with a lower APR.
  • Make one monthly payment for peace of mind.
  • Improve your credit score.
  • Stay focused and pay down debt faster.

Apply for a Loan View Our Rates

Personal (Unsecured) Loan

as low as 7.74% APR*

Using a personal loan, you can borrow up to $30,000 for a term of up to 84 months (seven years). Once approved, we’ll provide you with a check to pay off all your debts.

Debt Consolidation Loan

as low as 9.99% APR*

Using a debt consolidation loan, you can borrow up to $30,000 for up to 84 months (seven years).
Bring us the bills you’d like to pay off, and if approved, we’ll directly pay each creditor for you. Different from a personal loan, we’ll calculate your debt-to-income ratio (what you can afford) using the new payment amount, after eliminating the debts to be paid.

Rest easy: nothing feels better than managing your debt.

**APR Indicates Annual Percentage Rate. All rates are subject to change. Rates are based on a member’s credit. The rate you qualify for may be higher than the low as rates indicated. These rates also assume A credit with automatic payment made from your E&G checking account. Please call the credit union or click here for complete rate details.

Apply Today!

Call us at 914-946-6200 or apply for your loan online.

Current Rates

View our current loan rates and see what’s right for you!

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