Auto Loans

Visit GrooveCar

Drive Home Your Dream Car

As an E&G member, there’s no need to stay in a car that doesn’t meet your needs. Our low rates keep payments affordable — to ensure the best road trip ever!

Choose the loan that’s right for you; buy a new or used vehicle or refinance a loan from another lender for lower payments. You’ll save with excellent rates and lucrative borrowing amounts, up to $50,000*.

Apply for a Loan View Our Rates

 New Cars

  • As low as 3.99% APR**
  • Flexible terms, up to 84 months for new vehicles.
  • Get preapproved for more bargaining power.

Used Cars

  • As low as 4.99% APR**
  • Flexible terms, up to 72 months for used vehicles.
  • Refinance a loan from another lender and save.

Flexible Options

  • Choose a term right for your budget.
  • No money-down options are available.
  • Apply for and manage your loan online.
  • Road trip it every season in a car you’ll love!

Peace of Mind

Add Guaranteed Asset Protection (GAP) coverage to your new or used vehicle loan.

While auto insurance covers the vehicle’s replacement value, there may be a “gap” in what you owe, and the amount insurance will pay if your car is totaled or stolen. GAP coverage pays the difference, saving you hundreds, even thousands of dollars.

Faster Decisions

Our loan area has transformed, offering enhanced service, faster decisions, and great low rates. Also, take advantage of our convenient online application and apply for a loan on your terms.

At E&G, you’re a member-owner, and we work hard to ensure an exceptional loan experience.

  • Maximum loan amount is determined by actual vehicle value and maximum dollar amount member qualifies for a loan approval.

Need help on your next car purchase?

Count on GrooveCar!

It’s packed with new and used car information so that you can compare features, pricing, safety ratings, and dealer availability. Also, view a complete inventory of pre-owned cars for sale.

Secure the car and the financing!

Visit GrooveCar

Visit our GrooveCar site:

  • Compare various makes and models.
  • View new and pre-owned car values.
  • See safety ratings and vehicle history.
  • Review E&G financing options and payments.

**APR Indicates Annual Percentage Rate. All rates are subject to change. Rates are based on a member’s credit. The rate you qualify for may be higher than the low as rates indicated. These rates also assume A credit with automatic payment made from your E&G checking account. Please call the credit union or click here for complete rate details.

Apply Today!

Call us at 914-946-6200 or apply for your loan online.

Current Rates

View our current loan rates and see what’s right for you!

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