Budgets Can Be Hard, But We Can Help
If you’ve never gone through it before, making a budget can seem daunting. You spend money on a lot of different things, and the costs can vary tremendously from month to month, it may seem impossible to record expenses with clarity. Yet making and sticking to a budget is one of the best and easiest ways to keep track of your money.
The chapters in this book are laid out in order for a reason. The objective is for you to get an accurate picture of where you are, then work your way through financial goals, and finally set up a series of budgets that will help you plan for everyday life, special events, and occasions, as well as retirement and emergencies. It’s helpful to go through each of these with an eye on your current budget to make sure the goals you’re setting are realistic.