Share Certificates

A high-earning account, an E&G Share Certificate works like a certificate of deposit (CD) at other financial institutions. You’ll earn an excellent dividend with just a $500 minimum deposit.

It’s easy to get started.

Decide on the amount you want to invest and for how long. With a Share Certificate, funds will stay on deposit for the time period you choose — also called a certificate term. Terms range from six to 36 months, and the longer the term, the higher dividend you’ll earn.

Depending upon your individual needs, you can select a term that works for you.

  • 6-11 Months 1.00%
  • 12-23 months 2.00%
  • 24-36 months 3.50%
  • more with a balance of $2,500.

Dividends are compounded and paid monthly, with earnings rolling into your certificate amount. If an emergency arises, you can access the funds but with a 10% penalty on the early withdrawal.

  • Invest with a $500 minimum deposit.
  • Earn high dividends, compounded and credited monthly.
  • Choose the term right for you!

Peace of Mind

Accounts are federally insured for up to $250,000 per account by the NCUA, with an additional $250,000 for your IRA.

Become A Member

Get In Touch

Call us at 914-946-6200 or open your account online!

Current Rates

View our current rates and see what’s right for you!

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